If you’re looking for an individual health insurance plan or a family health insurance plan ABP Insurance Brokers is the agency trusted by Arizonans for over 13 years for providing expert advice for all of your health insurance needs. ABP Insurance Brokers works with all of the top carriers in Arizona including Blue Cross Blue Shield of Arizona, United Healthcare, Aetna, Humana, Health Net and many more which means you get to choose a health insurance plan from a provider you know and trust.
With the introduction of the Affordable Care Act (Obamacare), choosing the correct plan for yourself or your family can be a daunting task. Although health insurance carriers now have to accept everyone that applies for coverage, there are rules in place that now dictate when you can enroll for coverage. In addition the insurance marketplace Healthcare.gov has been created. The introduction of the Healthcare.gov marketplace has created a good deal of confusion about where and how health insurance plans need to be purchased. Contrary to popular belief the Healthcare.gov insurance marketplace is not the only place for you to purchase insurance and it is not necessarily the place where you’ll get the best deal on your health insurance plan. The insurance marketplace is the place where individuals can go to get a tax credit to help pay for their premiums. The marketplace main function is to determine if you qualify for a tax credit and then display all the plans available to you…unfortunately they can’t help you select the right plan for your needs.
By contacting ABP Insurance Brokers today, our expert staff can assist you in finding the right health insurance plan for your needs. You won’t need to settle for the limited number of health insurance plans available at Healthcare.gov. Remember you don’t need to use the marketplace if you don’t qualify for a tax credit. If you need help finding out whether you qualify for a tax credit through the Obamacare marketplace we can help with that too. We’ll get you quotes and help you to compare coverages and premiums from insurance plans both on and off the insurance marketplace.
Essential Health Benefits for Individuals:
Every single health insurance marketplace and private health insurance plan sold must cover the following essential health benefits:
Ambulatory patient services (outpatient care you get without being admitted to a hospital)
Hospitalization (such as surgery)
Maternity and newborn care (care before and after your baby is born)
Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
Preventive and wellness services and chronic disease management
Contact Authorized Benefit Plans, Inc. dba ABP Insurance Brokers today and experience our streamlined approach to getting you the right individual or family health insurance plan.
Here are just a few of the things our knowledgeable staff can help you to understand:
Provide free assistance with the best prices anywhere.
Find the health plan that best suits your needs.
Determine if you might qualify for a tax credit to help lower your premiums.
Help you locate the best plan on or off the insurance marketplace.
Explain the plan differences and help you select the most appropriate plan.